Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Helpful Retirement Strategies for Women Learn how to address the challenges that women face when planning for retirement. The Pros and Cons of a NUA Strategy Learn the advantages of a Net Unrealized Appreciation strategy with this helpful article. The History of Currency Currency has been around for a long time. Here’s a quick history lesson.